Golden visa UAE

Key Criteria (Updated):

1. Minimum Investment Amount:

   • AED 2 million (same as before)

2. Mortgage Acceptance:

   • Investors can now apply even if the property is mortgaged, provided that:

     • The investor has paid at least AED 2M (confirmed via DLD)

     • The mortgage is with an approved bank and payment documentation is submitted

3. Off-Plan Properties:

   • Yes, off-plan properties qualify, but only under specific conditions:

     • Property must be worth AED 2 million+ at purchase contract value

     • Developer must be approved by DLD and RERA

     • Payment must meet a threshold (typically 50% or more paid) or confirmed developer guarantee

     • Must be able to present Oqood (pre-title registration document)

     • Developer may be required to issue a no-objection letter or cooperate with the application

4. Ownership Type:

   • The property can be individual or joint, but the investor’s share must meet the AED 2M minimum

5. Visa Validity:

   • 10 years, renewable

   • Includes spouse, children, and domestic staff under sponsorship

6. Additional Notes:

   • Residency is valid even if investor stays outside UAE for more than 6 months (Golden Visa holders are exempt from residency break rules)

RERA & DLD Policy Notes for Off-Plan Units:

• Oqood is now mandatory for visa processing

• 50%+ payment or developer confirmation letter is increasingly required

• Certain developers are flagged for delayed cooperation — work only with approved Tier-1 partners

• Visa processing may be paused or delayed if unit is in a project without escrow protection or developer is under review

So, Yes, it’s possible to get a Golden Visa via off-plan, but:

• • Choose the right developer

  • Make sure contracts and payments meet DLD criteria

  • Work with an agency who can coordinate with legal + developer sides

  • Plan early — visa can be pre-approved, then finalized after property meets the threshold